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Service

Turn operator data into new service revenue

A platform layer that converts subscriber behaviour into new revenue lines — content credit, bundle credit, and utility advances — across multiple operators, with data anonymisation as a design principle.

The problem

Operators hold rich behavioural data but few compliant ways to earn from it. Every new micro-service otherwise means a separate integration, a separate risk model, and a separate settlement headache.

With Credoks

One aggregation platform carries a family of advance products — ContentKredit for digital content, BundleKredit for packaged offers, Utility Advance for essential payments — each scored by the same engine and settled through the same reconciliation layer.

What the service delivers

ContentKredit

Advance access to digital content, recovered on top-up.

BundleKredit

Credit-based access to voice and data bundles at personalised denominations.

Utility Advance

Micro-advances toward essential utility payments, delivered through the mobile account.

Multi-operator aggregation

One platform, many operators — with anonymisation protecting subscriber identity throughout.

At a glance

ProductsContentKredit · BundleKredit · Utility Advance
AggregationMulti-MNO, single settlement layer
PrivacyData anonymisation throughout
ScoringShared AI decisioning engine
RecoveryAutomatic, on top-up

Bring this service to your subscribers

Tell us about your network or portfolio and we will come back with a concrete deployment path.

Talk to Our Team